Loan Against Mutual Funds
GET INSTANT LIQUIDITY WITH LOAN AGAINST MUTUAL FUNDS
Unlock the value of your mutual fund investments without redeeming them. Loan Against Mutual Funds provides quick access to cash while your investments continue to grow, offering flexibility, lower interest rates, and hassle-free processing.
- A facility to borrow money using your mutual fund units as collateral.
- Get instant liquidity without redeeming your investments.
- Continue earning returns while availing a loan.
- Simple, quick, and paperless process.
- Early Entry Advantage: Invest before companies go public.
- High Growth Potential: Benefit from emerging businesses.
- Portfolio Diversification: Reduce dependency on listed markets.
- Wealth Creation: Unlock long-term value with strategic picks.
- Pledge your mutual fund units with the lender.
- Loan amount is sanctioned based on fund value (LTV ratio).
- Continue earning NAV-based returns on your portfolio.
- Redeem pledged units after loan repayment.
- Unlock cash without selling investments.
- No foreclosure or prepayment penalties.
- Fast digital approval process.
- Secure way to manage short-term financial needs.
PLAN
plan your loan smartly
Gain instant liquidity without redeeming your investments. Loan Against Mutual Funds lets you pledge your units to borrow funds at lower interest rates compared to personal loans. With expert guidance, you can unlock cash flow, manage short-term needs, and still let your investments grow and compound in the background.
UNLOCK LIQUIDITY WITH LOAN AGAINST MUTUAL FUNDS
Get instant access to funds without redeeming your investments. By pledging your mutual fund units, you can borrow at lower interest rates while your investments continue to grow. This smart financing option helps you meet short-term needs, manage emergencies, or seize opportunities without disturbing your long-term wealth creation.
How much loan can I get against mutual funds?
You can typically borrow 50–70% of the value of your pledged mutual fund units, depending on the lender and fund type.
Do I lose ownership of my mutual funds if I take a loan?
No, your investments remain in your name. They are only pledged as collateral until repayment.
Is it better than a personal loan?
Yes, interest rates are usually lower than personal loans, and repayment terms are more flexible.
What happens if the value of my mutual funds falls?
If the value drops significantly, the lender may ask for additional collateral or partial repayment to cover the risk.